Utah business insurance made simple
Commercial coverage when you need it
Bullfrog Insurance Group helps with commercial insurance in Utah for main street shops, contractors, and professional offices. While our focus is personal lines, we connect local owners to the right small business insurance through our network and a trusted partner so you can keep moving. If you are just getting started or ready to compare options, contact our team for friendly guidance from people who live and work along the Wasatch Front.
Core business insurance for Utah owners
Most small firms begin with general liability and property, then add the pieces that match their operations, locations, and contracts.
General liability insurance. Helps cover injury or property damage claims made by others. Many landlords and client agreements require proof before work can begin.
Commercial property insurance
Protects buildings you own plus contents like equipment and inventory. If you lease space, contents and improvements can be covered even if the landlord insures the building.
Business owner’s policy
Combines general liability and property in one package for many retailers, restaurants, and professional offices. Often includes business income coverage that helps during a covered shutdown.
Workers compensation
Required in Utah when you have employees. Covers medical bills and lost wages after a job-related injury and helps protect your business.
Commercial auto insurance
Designed for vehicles used in your business, from a single service van in Holladay to a small fleet on I-15.
Professional liability
Also called errors and omissions. Helpful for consultants, real estate professionals, and other advice-based services where a mistake could lead to a claim.
Industries we serve across the Wasatch Front
We regularly help contractors and trades, boutique retailers, cafes and food trucks, professional offices, and home-based businesses. No matter your industry, we can outline options or point you to a specialist and stay involved so everything is clear from quote to certificate.
Our approach to commercial insurance
A practical conversation starts the process. We ask about your location, equipment, job sites, vehicles, and any contracts that set insurance requirements. Then we shop multiple carriers to line up pricing and terms that fit your risk and your budget. If your needs are complex, we coordinate with a commercial specialist and remain your local point of contact at Bullfrog Insurance Group so answers stay fast and personal. If your team also needs personal coverage for owners or employees, our personal insurance pages make it easy to coordinate home, auto, and life with your business policies.
FAQ
Questions Utah owners ask us
What business insurance do I need
Most startups begin with general liability. If you have a location or equipment, add commercial property or a business owner’s policy. Employees mean workers comp. Vehicles in the business need commercial auto.
How much will it cost
Pricing depends on your industry, claims history, coverage limits, and location. A solo consultant might pay a few hundred dollars a year, while a retail shop in Sandy could pay more for a package with property and business income.
Can Bullfrog help even if commercial is not your main line
Yes. We assist directly for many small accounts and partner with a commercial expert when it benefits you. Either way, you work with Bullfrog Insurance Group and get quick responses.
Do you issue certificates fast
Yes. Email or call and we will turn around a certificate of insurance for landlords, venues, or client contracts quickly.
Will my home policy cover a home business
Often not for business liability or inventory. We will review your setup and recommend a rider or small business policy so coverage lines up with reality.
If you would like to learn more about our roots and service philosophy before getting quotes, read about Bullfrog Insurance Group and see how our team supports local clients year after year.